As if homeowners who are facing foreclosure don't have enough to worry about, a multitude of loan modification scam artists have invaded the Internet, public files and even foreclosure notices in newspapers in hopes of targeting their next victim. By identifying the top three modification scams and learning how to avoid them, at-risk homeowners can protect themselves (and their homes). Never Pay For Mortgage Modification Assistance Many desperate homeowners fall victim to scam artists who offer to provide them with assistance in the loan modification process for an exorbitant fee. Many times ... Click to Continue
When a seller accepts an offer from a buyer, the process of obtaining the property has just begun. The buyer now has to conduct an inspection, get approval from an attorney and obtain a mortgage – all of which can be time consuming. Here are a few ways that you can speed up the mortgage process and close the deal sooner. When a seller accepts an offer from a buyer, the process of obtaining the property has just begun. The buyer now has to conduct an inspection, get approval from an attorney and obtain a mortgage – all of which can be time consuming. Here are a few ways that you can speed up the mortgage pr ... Click to Continue
Three Surprising Spots in Your Home That Might Be Aggravating Your Allergies Environmental allergens affect the way many people live their lives and clean their homes. Allergens make their way into our houses, and can settle in some unexpected places – but knowing where these irritants can hide can help you eliminate problematic allergens from your home. If your house has you sneezing and wheezing in every room, here are three allergy-triggering places where you wouldn’t expect to find allergens in the home. Allergens Lurking In Your Living Room Visitors to your home ... Click to Continue
So you’ve purchased a new house and are going to move in soon, what are the first things that you will need to do when you arrive at your new home?
Change Your AddressYou will need to change your address for all bills, magazine subscriptions, and other mail. Visit your local post office to take care of this.
Set Up the UtilitiesWhen you move into a new home, you will need to get all of the contact information from the previous homeowner for the utility companies. Be sure to change the services into your name before you move in, such as gas, cable, electricity, internet, telephone, sewer ... Click to Continue
Staging your home is essential to receive the most money and also to sell it faster. You want potential buyers and their agents to be “wowed”! The single most important staging tip is having the home pristinely clean during each and every showing. If you’re living in your home while it’s on the market, this will become undoubtedly burdensome but it is well worth the effort in order to sell your home for top dollar. It may be a good idea to hire a professional service to come in and deep clean everything then take 20-30 minutes each day to maintain it. Bey ... Click to Continue
Are you feeling the "renovation itch" or perhaps looking for a fun project that you can take on which will provide you with a return on your investment? There are numerous home upgrades and renovations that can add value to a home without costing a large sum of money to complete. Let's take a look at three popular home renovations that can increase your home equity without draining your bank account. Paint Your Home Inside and out Painting the interior or exterior of your home costs very little when compared to how much it can freshen up your home's appearance and increase its value. Painting is a ... Click to Continue
Have you listed your home up for sale? If so, you've likely spent a lot of time crafting your listing and highlighting the many features of your home and property – but have you focused on the community around your home as well? Let's take a look at a few ways that you can promote the qualities of your local neighborhood as you're working to convince a buyer that purchasing your home is a great decision. Give Your Buyers The A Tour Of The Neighborhood After your listing goes live it won't be long before potential buyers and their agents are calling to set up viewings so they can see what your home looks l ... Click to Continue
Whether you’re a first time buyer looking for their first home or a seasoned investor searching for your next buy and hold property, buying a house in a desirable (or up-trending) neighborhood is always recommended. Real estate industry experts say desirable neighborhoods are more likely to experience stable or rising home prices. Also, when plans change and it’s time to cut ties, properties in desirable locations tend to also sell faster and easier. So, financially speaking, long term home buyers are essentially investing in their neighborhood when they buy a piece of it. Certain characteristics keep neig ... Click to Continue
If you are nearing retirement, a reverse mortgage might be right for you. This type of mortgage essentially allows you to turn your home equity into cash. If you find yourself with little money, a reverse mortgage could be the perfect solution, and here's why. No Worries About Monthly Payments After taking on a mortgage, there are many costs that you have to worry about. One of these problems is mortgage insurance premiums. Add interest and fees from lender service providers to the mix, and you've got yourself many costs. All of these fees can create tremendous headaches, as a large chunk of the loan amoun ... Click to Continue
You've found the perfect new house or condo, and you are now preparing an offer that you believe the seller will find tempting enough to accept. However, you know that there are going to be thousands of dollars in closing costs that need to be paid before the sale is completed and you become the home's new owner. The question is, should you ask the seller to pay some or all of the closing costs? In today's blog post we'll address this question and list a few scenarios in which you may want to consider having the seller pick up the tab. Ask if You're Offering the Full Listing Price If you're prepared to offe ... Click to Continue