Category Archives: First Time Home Buyer

Nearing Retirement? Three Reasons Why You Might Consider a ‘Reverse Mortgage’

living room If you are nearing retirement, a reverse mortgage might be right for you. This type of mortgage essentially allows you to turn your home equity into cash. If you find yourself with little money, a reverse mortgage could be the perfect solution, and here's why. No Worries About Monthly Payments After taking on a mortgage, there are many costs that you have to worry about. One of these problems is mortgage insurance premiums. Add interest and fees from lender service providers to the mix, and you've got yourself many costs. All of these fees can create tremendous headaches, as a large chunk of the loan amoun ... Click to Continue

Negotiation Tips: How to Ask the Seller to Pay the Closing Costs

home You've found the perfect new house or condo, and you are now preparing an offer that you believe the seller will find tempting enough to accept. However, you know that there are going to be thousands of dollars in closing costs that need to be paid before the sale is completed and you become the home's new owner. The question is, should you ask the seller to pay some or all of the closing costs? In today's blog post we'll address this question and list a few scenarios in which you may want to consider having the seller pick up the tab. Ask if You're Offering the Full Listing Price If you're prepared to offe ... Click to Continue

Turned Down for a Mortgage? What to Do if You are Declined – and How to Get Second Opinion

Home   If you have been declined for a mortgage, you may think that home ownership is out of reach. However, there are ways to turn a rejection into an approval and to find a more accessible loan. Here are just a few steps you can take to learn about your loan options and get the mortgage that works for you. Find Out Why The Mortgage Application Was Denied The first step to getting a second opinion is to find out why your mortgage application was denied. Banks commonly deny mortgages for reasons like a low credit score, a high debt-to-income ratio, or concerns about the applicant's past and present emplo ... Click to Continue

Speeding Up the Close: Five Tips on How to Close Your Mortgage Loan Faster So You Can Start Moving In

shutterstock_130170536-2 When a seller accepts an offer from a buyer, the process of obtaining the property has just begun. The buyer now has to conduct an inspection, get approval from an attorney and obtain a mortgage – all of which can be time consuming. Here are a few ways that you can speed up the mortgage process and close the deal sooner. When a seller accepts an offer from a buyer, the process of obtaining the property has just begun. The buyer now has to conduct an inspection, get approval from an attorney and obtain a mortgage – all of which can be time consuming. Here are a few ways that you can speed up the mortgage pr ... Click to Continue

Hiring the Right Contractor for your Renovation Project

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Whether you’re a homeowner hiring someone for a small home improvement or a real estate investor taking on a major rehab project, it is critical to find and choose the right contractor. This guide will give helpful tips for locating and hiring a contractor, as well as developing a good working relationship.  Even if not from personal experience, everyone’s at least heard a few contractor horror stories.  Fortunately, most of the construction project problems and complaints could have been avoided or at least seriously reduced, if homeowners and real estate investo ... Click to Continue

Three Surprising Spots in Your Home That Might Be Aggravating Your Allergies

shutterstock_118133356-2 Environmental allergens affect the way many people live their lives and clean their homes. Allergens make their way into our houses, and can settle in some unexpected places – but knowing where these irritants can hide can help you eliminate problematic allergens from your home. If your house has you sneezing and wheezing in every room, here are three allergy-triggering places where you wouldn’t expect to find allergens in the home. Allergens Lurking In Your Living Room Visitors to your home brings allergens with them. Allergens are easily transferred from your visitors onto your carpet ... Click to Continue

Off the Topic of Real Estate…Not Really!

CGRE_logo_2 Do you remember that first day when you found the house that just melted your heart away?  You know the one where before you even owned it you had already sanded and refinished the old painted solid oak rolling staircase in your mind and brought it back to life. The house where you could already envision a Family and their kids sitting in the kitchen enjoying Family time at the dinner table, that you searched high and low for, for that special touch…..if you are a Residential Redeveloper like myself and love what you do you know what I am talking about.  This business is addicting in ways that can't even be e ... Click to Continue

Character and Charm Nestled In the Burgh … 2922 Clermont Avenue, Pittsburgh, PA 15227

[gallery ids="1414,1390,1393,1397,1396,1394,1407,1405,1404,1409,1402,1401,1399,1398"]   Take a look at our latest rehab…. This charming 1916 brick Colonial home located at 2922 Clermont Avenue, Pittsburgh, PA has been remodeled to show its great character and charm. Massive rework showcases a stunning new bathroom and kitchen,  transom windows, pocket doors from living to dining room, stained glass windows, exposed beams in dining room, 4 fireplaces and beautifully redone hardwood floors. You can not go wrong with this one as it provides to you 4 bedrooms, 1 bath and major storage with its large ... Click to Continue

Small Business Owner? Here’s What You Need to Know About Mortgages

realtor If you are an entrepreneur or a small business owner, you probably know that there are a lot of advantages to this lifestyle – the freedom, the exciting challenges, the opportunities and the ability to make a living doing what you love. However, you also know that being a small business owner can make some things more challenging – such as apply for a mortgage for your home. Many small business owners find it tough to get approved for a mortgage, because their income can be erratic and the banks want to see proof of consistent earnings over a significant period of time. However, it is possible to qualify f ... Click to Continue

Protect Your Home When You’re on Vacation with These Five Simple Tips

2nd Floor down to 1st Floor Foyer   When making plans for a fun-filled vacation, you shouldn’t forget implementing certain home security measures to ward off thieves. Nobody wants to return home only to find that intruders had ransacked the residence from top to bottom. If you’re going away on vacation, make sure you protect your home against break-and-enters with these five tips. Alarm Intruders With Audible Deterrence Measures Installing a professional home security alarm is one of the most cost-effective ways for people to protect their homes when they are away. Buying and setting up the right system will ens ... Click to Continue