Are you thinking about buying a home in a rural or suburban area? If so, you'll want to take a look at the United States Department of Agriculture's mortgage programs as you may qualify for them. In today's blog post we'll introduce the USDA Rural Development Single Family Housing Guaranteed Loan Program, explain the benefits of this mortgage program and how to determine if you qualify. What is a USDA Mortgage Loan? The USDA mortgage program is one of a number of programs in which the federal government will guarantee a mortgage ... Click to Continue
So today I had the enjoyment of looking out my window on what appeared to be one of the most beautiful days in a long time...the sun was shinning and the birds were chirping and flying around with the joys of freedom! As I look in the distance I could see a family playing on the basketball courts enjoying the wonderful Sunday afternoon. In observing them for some time I saw the Father overpowering the horseplay by stealing the ball off of his young son who was so enjoying just dribbling around and attempting a shot here and there. The Father then kept shooting shot after shot as if he was the only one on t ... Click to Continue
- Are you a member of the Real Estate Institute?
- What is your guarantee as a Real Estate Agent?
- How many Commercial/Residential properties have you sold over the last 2 years and what was the time frame in which they sold?
- Can we cancel the listing if we're not happy?
- How many ... Click to Continue
I meet with a lot of great people in my line of work as a Real Estate Investor or Residential Redeveloper. Some people I meet want out of their home to downsize and save on bills, others need to get out before foreclosure hits and some just want to stop being a homeowner and rent. On the flip side I meet people who are looking to buy wanting to start a family and excited about the new journey in life of home ownership, etc. In either situation it is a wonderful opportunity for me to offer real estate solutions to fit their needs. The pressure of today’s economy has everyone second guessing exactly wh ... Click to Continue
You've got house insurance, and assume your property is covered for any type of detrimental occurrence that can possibly take place. However, not all homeowners are aware that home insurance policies don't necessarily cover damage related to a flood, as the risks are too great. As a result, homeowners must purchase flood insurance through a private company. Floods are one of the most common hazards in the US, costing billions of dollars in damage to properties every year. What Is Flood Insurance? Flood insurance policies are typically made available to homeowners in flood-prone ... Click to Continue
Are you feeling the "renovation itch" or perhaps looking for a fun project that you can take on which will provide you with a return on your investment? There are numerous home upgrades and renovations that can add value to a home without costing a large sum of money to complete. Let's take a look at three popular home renovations that can increase your home equity without draining your bank account. Paint Your Home Inside and out Painting the interior or exterior of your home costs very little when compared to how much it can freshen up your home's appearance and increase its value. Painting is a ... Click to Continue
If you are nearing retirement, a reverse mortgage might be right for you. This type of mortgage essentially allows you to turn your home equity into cash. If you find yourself with little money, a reverse mortgage could be the perfect solution, and here's why. No Worries About Monthly Payments After taking on a mortgage, there are many costs that you have to worry about. One of these problems is mortgage insurance premiums. Add interest and fees from lender service providers to the mix, and you've got yourself many costs. All of these fees can create tremendous headaches, as a large chunk of the loan amoun ... Click to Continue
USDA loans are a favorite among borrowers, especially first-time home buyers, because you can finance 100 percent of the mortgage through this program. Additionally, USDA mortgages have lower mortgage insurance rates than other programs offered by the government, helping to reduce monthly payments. Many people mistakenly believe that USDA loans are only for rural properties. In fact, these loans are often referred to as "Farm Home Loans." However, under the guidelines of this program, many suburban areas qualify for a USDA loan. USDA mortgages are guaranteed by the government, making them a very low risk fa ... Click to Continue
There are unbelievable opportunities of investing in real estate everywhere, but don’t count out your backyard. Some of the best deals that you can ever find are right in your own neighborhood. By building your network of friends and neighbors the opportunities are endless. Buying local allows you, the Investor, to do something good for your community. Before you know it, one family leads to two, then three and four. Plus, there is nothing more satisfying than taking an old eye-sore of a property, making all of the necessary changes and then driving by it while running your daily errands knowing that you ... Click to Continue
When it comes to painting the walls of a house, sometimes subtle is best. You want to add design, color, and texture to the walls, but you don't want it jarring to the eyes. Here are three subtle painting techniques you can try on your home walls. Tissue Paper Texture One easy way to add texture to walls is to use tissue paper. You apply the tissue paper to the walls and it stays there until you want something new. Crumple up a piece of tissue paper into a tight ball and then open it up and smooth it out. Small textured lines will appear on the paper. Those lines will remain when you u ... Click to Continue