Tag Archives: buying a home

How to Make the Right Decision in Selling or Buying Your Home

I meet with a lot of great people in my line of work as a Real Estate Investor or Residential Redeveloper.  Some people I meet want out of their home to downsize and save on bills, others need to get out before foreclosure hits and some just want to stop being a homeowner and rent.  On the flip side I meet people who are looking to buy wanting to start a family and excited about the new journey in life of home ownership, etc.   In either situation it is a wonderful opportunity for me to offer real estate solutions to fit their needs. The pressure of today’s economy has everyone second guessing exactly wh ... Click to Continue

The 5-Minute Guide to Flood Insurance: What It Is, How It Works, and Whether You Need It

  You've got house insurance, and assume your property is covered for any type of detrimental occurrence that can possibly take place. However, not all homeowners are aware that home insurance policies don't necessarily cover damage related to a flood, as the risks are too great. As a result, homeowners must purchase flood insurance through a private company. Floods are one of the most common hazards in the US, costing billions of dollars in damage to properties every year. What Is Flood Insurance? Flood insurance policies are typically made available to homeowners in flood-prone ... Click to Continue

Small Business Owner? Here’s What You Need to Know About Mortgages

If you are an entrepreneur or a small business owner, you probably know that there are a lot of advantages to this lifestyle – the freedom, the exciting challenges, the opportunities and the ability to make a living doing what you love. However, you also know that being a small business owner can make some things more challenging – such as apply for a mortgage for your home. Many small business owners find it tough to get approved for a mortgage, because their income can be erratic and the banks want to see proof of consistent earnings over a significant period of time. However, it is possible to qualify f ... Click to Continue

Buying a Home with a Mortgage? A Quick Guide to Closing Costs and What to Expect

  Whether you're just starting to shop for a new home or you've already found the perfect new house and you're ready to submit an offer, if you're taking out a mortgage loan to cover some of the home's purchase price you should be aware of the various closing costs you may encounter. In today's blog post we'll share a quick guide to closing costs and what you can expect to pay when you buy a new home. What Closing Costs Do Buyers Typically Pay? As you move forward in the home purchase process you'll incur a variety of fees that cover document preparation, inspections and other services that are requ ... Click to Continue

Applying for a Mortgage? Three Questions Your Lender Will Ask You – and How to Prepare Your Answers

  Before approving a mortgage, your lender is going to have to do his due diligence to ensure that you can afford a loan large enough to pay for a house. That means your lender will be asking you several questions about whether or not you can afford a mortgage. Here's how you can prepare to answer these questions in a way that will increase your likelihood of approval. How Stable Is Your Income? Your lender is going to want to know that your income is going to be stable over the life of the loan. This means that you should be able to document steady employment, that investment income ... Click to Continue

To RealeFlow or Not to RealeFlow?

Throughout the last week and a half I decided to spend some time reviewing and using the new RealeFlow Software. Before I go into what I have learned and my thoughts on how the software works I have to give you a little background about myself. Years ago, prior to getting involved in real estate, I was hired by company that truly had no system in place to keep track of their clients and potential clients. Contact names were everywhere! Each Employee, from the General Manager to the Engineers to the Marketing Department, Regional Managers, etc. were keeping contacts in their notebooks, on a sticky pad or in the ... Click to Continue